Virtual course of: CFI |
Loan Agreements Course Overview
In this loan agreement course, we will demonstrate how loan agreements are used in the loan process.
In this loan agreement course, we will demonstrate how loan agreements are used in the loan process.
We will begin this course by defining covenants and discussing how they benefit both the lender and the borrower. Then, we'll compare different types of covenants and discuss what a credit analyst should do in the event of a covenant breach.
After that, we will discuss key financial covenant ratios such as total liability to equity ratio (debt to equity), debt service coverage ratio (DSCR), working capital ratio, and debt to EBITDA ratio. We will explain what these ratios are, how to calculate them, and how they are used to assess a company's creditworthiness.
Finally, we will complete a case study where you need to build a covenant template in Excel. We will calculate a company's key credit metrics based on historical and forecast financial statements. We will compare these metrics with the agreements that are established for this business and are suitable for the loan.
Upon completion of this course, you will be able to:
The program of Commercial Banking and Credit Analyst (CBCA) ® of CFI offers skills that include credit evaluation, documentation and review procedures. For beginners and advanced users alike, the CBCA® program is designed to help you become a world-class credit analyst.
This Loan Covenants course is perfect for any aspiring credit analyst working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.
Graduated from the best universities, working in investment banks, accounting firms.
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Both individual students and their corporate clients come from the world's leading banks and companies.
CFI's online courses count as verifiable CPE credits for CPAs and other accounting designation holders.
Corporate Finance Institute® (IFC) is a leading global provider of online financial modeling and valuation courses. Since 2016, Corporate Finance Institute CFI programs and certifications have been delivered to more than 800.000 individuals at top universities, investment banks, accounting firms, and operating companies around the world.
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